Liquidity Risk and Bank Performance During Crises Masterclass
We provide platform for Public training, In-house, to all clients and individual who seek to learn and educate.
Course Overview
Liquidity risk is an important risk source for banks. While liquidity creation is a fundamental function of banks, it carries significant risk for them. The subprime crisis of recent times demonstrates that liquidity risk can be a serious threat to financial institutions. During the crisis, banks with higher liquidity risk had worse stock performance, shrank credit production more heavily, and paid higher interest rates on deposits. To address this concern, the Basel Committee on Banking Supervision imposed two bank liquidity regulations.s
This masterclass explains through a practical approach to understand the concepts of liquidity, liquidity risk and a framework for implementing liquidity-risk management (LRM) in banks and financial institutions (FIs). It also delves into the liquidity Standards under Basel-III guidelines, along with overcoming the challenges faced in adopting and implementing the Basel-III liquidity framework in a practical banking environment. The programme also equips the participants with the required knowledge and expertise to manage a bank’s balance sheet from the liquidity perspective or carry out internal or external audit of liquidity. Attendees will leave the course with the tools to embed a liquidity stress-testing framework and leverage the results from stress-testing analyses in decision-making processes.
BENEFITS OF ATTENDING
- Implement Liquidity Risk Management Framework
- Learn how to manage liquidity through a crisis – recognizing crisis onset early on through key risk indicators and activating a well-designed contingency funding plan
- Understand the factors that can change market access and the cost of funding
- Structured approach to assess liquidity risk management, ALM and funding strategy
- Market volatility – establishing the need for effective risk management.
- Establishing a treasury function along with developing a risk management strategy
- Regulation, including the international regulatory framework.
- Identify banks with weak liquidity and contingency planning within the context of the bank’s role within the financial system
- Support the Bank’s Asset Liability Management from Liquidity Perspective
- Optimise the balance sheet for liquidity purposes.
- Carry out Internal and External Audit of the Bank’s Liquidity and Basel-III Liquidity Framework
- Liquidity Governance, Forecasting and Stress Testing
- Identify the limitations in using traditional measures of liquidity, like the current and quick ratios
- Applied a structured framework to assess a company’s liquidity position
- The impact of regulatory change, specifically Basel III LCR and NSFR and derivative clearing and margining rules
- Bank accounts and financial services authority policy
- Apply up-to-date practices covering asset-liability management and cash management techniques
- Identify potential alternative sources of liquidity when market access deteriorates
- The challenges and opportunities of intraday day liquidity management.
- Use the above to anticipate liquidity issues that may arise
- Understanding the scope of operational and other associated risks
- Market vs. funding liquidity risk; different types of bank and market
- Stress outflows: types of flow – funding (deposit and wholesale), contingent, inflows
- Forecasting / modelling cash in / out-flows; contractual vs. behavioural
- NSFR – regulatory definitions, implementation challenges and expected impact
- Risk management – tools and techniques, along with best practices, to minimize or eliminate interest rate and exchange rate risks as well as commodity pricing risks utilizing the best available internal and external hedging instruments.
WHO SHOULD ATTEND
- Risk Team
- Treasury Team
- Capital Management Team
- ALM professionals
- Credit Risk Team
- Cash Managment Team
- Finance professionals
- Accounting professionals
- ICAAP and ILAAP Team
- Business Heads
- Risk Management
- Operational Risk Management
- Accounting professionals
- Bank supervisors
- Financial Controllers
- ALCO Professionals
- Corporate Treasurers
- Recovery and Crises Management
- Investment Managers
- Auditors
- Financial Analysts
- Accountants and Finance Staff
IN-HOUSE
Our Tailored Learning Offering
Do you have five or more people interested in attending this course? Do you want to tailor it to meet your company’s exact requirements? If you’d like to do either of these, we can bring this course to your company’s office by offering our classroom program or LIVE Online. You could even save up to 50% on the cost of sending delegates to a public course and dramatically increase your ROI.
Top Quality
From the Boardroom to the front line, we can deliver engaging, multi-faceted learning programmes that will nurture the skills needed to fast-track development and enable teams to flourish.
Best Way
We combine the right blend of formal, informal, online and classroom techniques to increase your employees’ knowledge retention, drive collaboration, and create social learning communities.
top courses
REQUEST A CALL BACK FOR IT SOLUTION
Trusted Clients
Amazing Experience
"We worked with BIZENIUS for our Fresh Graduates Program thru one of our clients. I must say that they are simply amazing. At each step of the sessions, Knowledge Transfer and Practical Learning were emphasized upon, with daily evaluations to verify learning. Happy to say that we are so happy that our partners chose BIZENIUS to deliver this critical session for us. Looking to work together in future."
Sustainable Relationship with BIZENIUS
“It is always a pleasure to work with BIZENIUS. We have been partnering with BIZENIUS since 2016 and we see improvements with each session. The courses are highly Interactive, and their lecturer’s makes it easy to understand the materials. We look forward to working with BIZENIUS on a variety of courses. We are happy with the way this relationship has evolved.”
Practical Approach, Hand on Learning.
“BIZENIUS organized NEBOSH Oil and Gas Certificate for us. The sessions in the preparatory training were well complimented with real life case studies and practical examples. We enjoyed the 5 days training session leading up to the examination. Everything was organized with meticulous details to ensure a great learning experience and success at the examination. Thank you.”
Relevant and Well Organized.
“The training was very well organized. The content was very relevant to my role. The interactive discussion was encouraged, and the trainer was also very knowledgeable of the subject matter. I would recommend this training to all who are involved at some stage of Risk, ICAAP or ILAAP.”
