NPL & IFRS9 : Problem Loans & Distressed Debt Restructuring Masterclass
We provide platform for Public training, In-house, to all clients and individual who seek to learn and educate.
Course Overview
A practical approach to understanding the stages in restructuring distressed businesses, to help bankers facilitate the restructuring process and minimise potential loss to the bank. Many lending institutions across the world are still burdened with a high level of actual or potential non-performing loans or other credit exposures. In these situations, lenders need to maximize their recovery rates and optimize their long term returns, subject to prevailing insolvency laws, the lender’s own capital situation and sometimes to the wider interests of other stakeholders in the firm.
The programme then covers the practical options, approaches and methods for resolving both non-performing portfolios and individual loans, illustrated with real-life case studies. By addressing the day-to-day challenges of non-performing loans, as well as extraordinary circumstances, the programme prepares and enables the participants to develop and implement an effective plan for improving their bank’s position.
BENEFITS OF ATTENDING
- Causes Of Problem Loans And Early Detection
- Market signals and failure prediction models
- Considering the Request for a Waiver
- Problematic Business Models
- Challenges with negotiating input and offtake contracts
- Management and ownership strategy and behavior
- Poor loan structure and choice of financial instruments
- Insolvent trading: Defining insolvency
- Remedial Business Plan
- Insolvency regimes: Responsibility of directors, judicial oversight
- Problem Loans And Assessing Their Cost On Institution’s Soundness And Reputation
- Define NPL and the indicators of non-performing loans
- Action plan to curve the NPL ratio
- Understand the assistance from the Small Debt Resolution Committee
- Explain the lessons learned from classified loans
- Strategy to reduce new customer getting defaulted
- Explain the principles of borrower credit ratings and provisioning
- IFRS 9 accounting standard for NPL management
- Debt collection and recovery strategy during crises
- Probabilities of Default (PD) considerations
- NPL impairment in line with IFRS 9
- NPL governance and decision making
- Routes to recovery Track
- NPL resolution needs a holistic approach
- Stages of NPL resolution – timely recognition
- NPL Strategy Core Building Blocks
- Stages of NPL resolution – targeted action
- Managing Financial Resources in a Crisis
- Early Warning Signals in spotting potential problem loans
- Strategy to reduce new customer getting defaulted
WHO SHOULD ATTEND
This Practical and interactive course specifically designed for
- Head of departments
- Head of Recovery & Stressed Loan
- Managers in Recoveries
- Head Restructuring
- Head SAMG (Special Asset Management Group)
- All Senior and Support Staff Involved In Recoveries
- Head Collections
- Risk Team
- Lending Managers
- Head Risk & Team
- Head Credit & Team
- Head Legal & Team
- Heads and Managers of Corporate Finance
- Corporate Relationship Manager
- Corporate Loan Originators
- Client Relationship Managers
- Collection Agent
- Legal Team
- Relationship Managers
- Sales Team
- Credit Assessment Team
IN-HOUSE
Our Tailored Learning Offering
Do you have five or more people interested in attending this course? Do you want to tailor it to meet your company’s exact requirements? If you’d like to do either of these, we can bring this course to your company’s office by offering our classroom program or LIVE Online. You could even save up to 50% on the cost of sending delegates to a public course and dramatically increase your ROI.
Top Quality
From the Boardroom to the front line, we can deliver engaging, multi-faceted learning programmes that will nurture the skills needed to fast-track development and enable teams to flourish.
Best Way
We combine the right blend of formal, informal, online and classroom techniques to increase your employees’ knowledge retention, drive collaboration, and create social learning communities.
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Trusted Clients
Amazing Experience
"We worked with BIZENIUS for our Fresh Graduates Program thru one of our clients. I must say that they are simply amazing. At each step of the sessions, Knowledge Transfer and Practical Learning were emphasized upon, with daily evaluations to verify learning. Happy to say that we are so happy that our partners chose BIZENIUS to deliver this critical session for us. Looking to work together in future."
Sustainable Relationship with BIZENIUS
“It is always a pleasure to work with BIZENIUS. We have been partnering with BIZENIUS since 2016 and we see improvements with each session. The courses are highly Interactive, and their lecturer’s makes it easy to understand the materials. We look forward to working with BIZENIUS on a variety of courses. We are happy with the way this relationship has evolved.”
Practical Approach, Hand on Learning.
“BIZENIUS organized NEBOSH Oil and Gas Certificate for us. The sessions in the preparatory training were well complimented with real life case studies and practical examples. We enjoyed the 5 days training session leading up to the examination. Everything was organized with meticulous details to ensure a great learning experience and success at the examination. Thank you.”
Relevant and Well Organized.
“The training was very well organized. The content was very relevant to my role. The interactive discussion was encouraged, and the trainer was also very knowledgeable of the subject matter. I would recommend this training to all who are involved at some stage of Risk, ICAAP or ILAAP.”
