BIZENIUS Accord – Enterprise Regulatory Capital & Risk Management

BIZENIUS ACCORD - “Basel I → II → 2.5 → III → 3.1 | 17 Engines
22 Reports | On-Premise | Secure | BCBS 239 Compliant”

Enterprise Regulatory Capital & Risk Management - Built for the banks that move economies.

Welcome to BIZENIUS

BIZENIUS Accord is a next-generation risk, capital, and regulatory compliance platform—built for the banks that move economies. Designed to seamlessly navigate the full Basel journey (Basel I → II → 2.5 → III → 3.1), Accord empowers financial institutions with 17 powerful engines and 22 comprehensive regulatory reports, enabling accurate, real-time insights into capital adequacy, liquidity, and risk exposure. Engineered for speed and flexibility, it can be deployed in days, allowing banks to respond swiftly to evolving regulatory demands and market conditions. With on-premise deployment, robust security architecture, and full BCBS 239 compliance, BIZENIUS Accord ensures data integrity, governance, and audit readiness—helping banks strengthen resilience, enhance transparency, and make confident, data-driven decisions in a complex global financial landscape.

What Makes BIZENIUS Accord Game-Changing?

Built for the banks that move economies, BIZENIUS Accord delivers end-to-end Basel coverage (Basel I → II → 2.5 → III → 3.1) through 17 powerful engines and 22 ready-to-use reports—all in one unified platform. With deployment in days, on-premise security, and full BCBS 239 compliance, it ensures speed, control, and regulatory confidence.

One Platform. Every Risk. Your Rules.

◆ Calculate Everything

17 integrated engines cover every Basel risk type — credit, market, operational, counterparty, liquidity, leverage, stress testing, ICAAP, and more. One click runs them all in under 30 seconds.

No manual data transfer between modules. No Excel bridges. No reconciliation headaches.

◆ Configure, Don’t Code

Create a regulatory profile for your jurisdiction — set minimum ratios, choose which engines run, configure buffer rates. NBE’s 7% CET1? Done. CBN’s 15%? Done. All from the UI.

When your regulator updates requirements, your compliance officer updates the profile. Not your IT department.

◆ Prove Everything

Full calculation audit trail — which profile was used, what parameters resolved and from where, what each engine produced step by step, whether the numbers reconcile.

When the supervisor asks ‘how did you get this number?’, you show them the trail. In seconds.

What Makes Our BIZENIUS ACCORD Stand Out?

End-to-End Basel Coverage: Seamlessly supports Basel I → II → 2.5 → III → 3.1 in one unified platform
Faster Time to Value: Deploy in days with ready-to-use 22 regulatory reports
Powerful Analytics: 17 integrated engines for risk, capital, liquidity, and stress testing
Data Integrity & Compliance: Fully BCBS 239 compliant with strong governance and audit readiness
Secure & Scalable: On-premise architecture ensuring complete control, security, and flexibility

Start Your BASEL Journey Today

Backend: Python + FastAPI + PostgreSQL (async, enterprise-grade)
Frontend: React + TypeScript (modern, responsive)
Security: JWT authentication, 5-role RBAC, CORS, full audit logging
Deployment: On-premise, Docker-ready, single server, no external dependencies
Integration: REST API for core banking system connectivity

Step 1 Deploy – Install on your server in hours. No cloud. No middleware. Your data stays on your premises.
Step 2 Configure – Create your regulatory profile. Set minimums, buffers, engine toggles. Ten minutes — not ten months.
Step 3 Comply – Run All Calculations. Review dashboard. Generate reports. Audit-ready — not next quarter, today.